Bank of India Credit Officer Recruitment 2026: Apply Online for 514 Officer Posts

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Job Description

Apply online for Bank of India Credit Officer Recruitment 2026 for 514 GBO posts in MMGS-II, III & SMGS-IV. Check eligibility, age limit, selection process & dates. Last date: 05 Jan 2026.

Bank of India Credit Officer Recruitment 2026

Bank of India (BOI) • Across India

Total Vacancies: 514 Posts

Post: Credit Officer (GBO Stream)

Job Type: Permanent (Officer – Group A)

Salary & Benefits

  • MMGS-II: Basic Pay ₹64,820 + Allowances
  • MMGS-III: Basic Pay ₹85,920 + Allowances
  • SMGS-IV: Basic Pay ₹1,02,300 + Allowances
  • DA, HRA/Lease, Medical, LTC, Pension (NPS)
  • Excellent career growth in PSU Banking

Job Description

Bank of India, a leading Public Sector Bank under the Ministry of Finance, has released the Credit Officer Recruitment 2025–26 notification to fill 514 vacancies in the General Banking Officer (GBO) stream across MMGS-II, MMGS-III, and SMGS-IV scales. Selected officers will handle credit appraisal, monitoring, and general banking operations.

Vacancy Details

  • Credit Officer MMGS-II – 418 Posts
  • Credit Officer MMGS-III – 60 Posts
  • Credit Officer SMGS-IV – 36 Posts
  • Total Vacancies: 514

Eligibility Criteria

  • Graduation with required professional qualification & experience as per notification.
  • Minimum marks: 60% (55% for SC/ST/OBC/PwBD where applicable).
  • Relevant banking/credit experience mandatory.

Age Limit (As on 01-11-2025)

  • MMGS-II: 25 – 35 Years
  • MMGS-III: 28 – 38 Years
  • SMGS-IV: 30 – 40 Years
  • Age relaxation as per Govt rules

Selection Process

  • Online Examination (if conducted)
  • Personal Interview
  • Final merit based on Exam + Interview (70:30)

Important Dates

  • Application Start Date: 20 December 2025
  • Last Date to Apply Online: 05 January 2026
  • Examination Date: To be notified

Application Fee: ₹850 (Gen/OBC/EWS), ₹175 (SC/ST/PwBD)

Posting: Anywhere in India