LIC Housing Finance Limited (LIC HFL) invites applications for 232 Apprentice vacancies across India under its 2026 apprenticeship programme. Eligible graduates aged 20–25 can apply for 12 months of on-the-job training with a monthly stipend of ₹14,150–₹16,650. Opportunities include Kolkata, Bengaluru, Mumbai, Pune and other cities. Apply online by 1 November 2026.
LIC HFL Apprentice Recruitment 2026 – 232 Vacancies for Graduates Across India
Job Overview
LIC Housing Finance Limited (LIC HFL) has announced the LIC HFL Apprentice Recruitment 2026 under Advertisement No. LICHFL Apprenticeship Program-010.
The recruitment offers 232 apprenticeship training opportunities across various LIC HFL offices in India.
This programme is designed for eligible fresh graduates who wish to gain practical workplace experience in the banking, financial services and housing finance sectors.
Selected candidates will undergo 12 months of on-the-job training and receive a monthly stipend ranging from ₹14,150 to ₹16,650, depending on their allotted training location.
The online application process commenced on 20 October 2026, and the last date for submission and examination fee payment is 1 November 2026.
Candidates must first register through the National Apprenticeship Training Scheme (NATS) portal and then complete the additional application formalities through the BFSI Sector Skill Council of India.
Recruitment Overview
Organization: LIC Housing Finance Limited (LIC HFL)
Advertisement Number: LICHFL Apprenticeship Program-010
Position: Apprentice
Total Vacancies: 232
Qualification: Graduation in Any Stream
Minimum Age: 20 Years
Maximum Age: 25 Years
Monthly Stipend: ₹14,150 – ₹16,650
Training Duration: 12 Months
Training Location: Various Cities Across India
Application Mode: Online
Application Start Date: 20 October 2026
Application Last Date: 1 November 2026
Online Examination Date: 7 November 2026
Selection Process: Online Examination, Document Verification and Personal Interview
About the Company
LIC Housing Finance Limited (LIC HFL) is an Indian housing finance company operating in the financial services sector.
The company primarily provides housing loans to individuals for purchasing, constructing, renovating and improving residential properties. It also offers other property-related financing products, subject to applicable terms and eligibility requirements.
LIC HFL operates through a network of offices and branches across India, providing housing finance and related customer services.
The LIC HFL Apprenticeship Program is intended to introduce graduates to professional work environments and help them develop practical skills relevant to financial services.
Participants may gain exposure to professional communication, documentation, administrative activities and housing finance operations through supervised workplace training.
Available Job Positions
LIC Housing Finance Limited has announced 232 Apprentice positions under its 2026 apprenticeship programme.
Position Details
Post Name: Apprentice
Total Positions: 232
Programme: LIC HFL Apprenticeship Program-010
Training Period: 12 Months
Engagement Type: Apprenticeship Training
Employment Status: Trainee, Not Regular Employee
The vacancies are distributed among LIC HFL offices in different states and cities.
Candidates should review the official city-wise vacancy list before choosing their preferred training location.
Job Location
Location: Across India
LIC HFL has announced apprenticeship opportunities in several metropolitan cities and regional offices.
Major Metropolitan Training Locations
Kolkata, West Bengal
Bengaluru, Karnataka
Mumbai, Maharashtra
Pune, Maharashtra
Chennai, Tamil Nadu
Hyderabad, Telangana
Delhi
Ahmedabad, Gujarat
Surat, Gujarat
These cities carry the higher monthly stipend of ₹16,650.
Other notified locations carry a monthly stipend of ₹14,150.
West Bengal Apprenticeship Vacancies
The notification lists the following West Bengal locations:
Barasat – 1 Vacancy
Bardhaman – 1 Vacancy
Chinsurah – 1 Vacancy
Cooch Behar – 1 Vacancy
Hooghly – 1 Vacancy
Howrah – 1 Vacancy
Kharagpur – 1 Vacancy
KNC Road – 1 Vacancy
Kolkata – 1 Vacancy
Malda – 1 Vacancy
Murshidabad – 1 Vacancy
Siliguri – 1 Vacancy
The official notification additionally lists Gangtok with one vacancy under West Bengal, although Gangtok is geographically located in Sikkim. Candidates should confirm the location classification when completing their application.
The full notification lists 232 seats across India, including locations in Maharashtra, Karnataka, Tamil Nadu, Telangana, Uttar Pradesh, Bihar, Rajasthan and other states.
Final training locations will be determined according to the programme's selection and allocation procedures.
Educational Qualification
Candidates applying for LIC HFL Apprentice Recruitment 2026 must possess a graduation degree in any stream from an institution recognized by the University Grants Commission (UGC) or the All India Council for Technical Education (AICTE), as applicable.
Eligible Educational Qualifications Include
Bachelor of Arts (BA)
Bachelor of Commerce (B.Com)
Bachelor of Science (B.Sc)
Bachelor of Business Administration (BBA)
Bachelor of Computer Applications (BCA)
Bachelor of Technology (B.Tech)
Bachelor of Engineering (BE)
Other recognized bachelor's degrees
Important Qualification Conditions
Graduation must be completed on or before 1 October 2026.
Graduation must not have been completed before 1 October 2001.
Candidates must hold their required qualification by the prescribed eligibility date.
Candidates with a running, terminated or completed apprenticeship contract with another organization are not eligible.
A specific graduation percentage requirement is not stated in the supplied notification.
Age Limit
Candidates must satisfy the following age criteria:
Minimum Age: 20 Years
Maximum Age: 25 Years
Age Calculation Date: 1 October 2026
Age Relaxation
Specific category-wise age relaxation is not stated in the official apprenticeship advertisement.
Candidates should follow the age eligibility conditions mentioned in the official notice.
Job Responsibilities
The programme aims to provide selected apprentices with practical training in a professional housing finance environment.
The exact training responsibilities will depend on the branch and departmental allocation.
The following are examples of relevant activities apprentices may learn or assist with. They are not a confirmed official duty list.
Housing Finance Operations
Gain exposure to routine housing finance business activities.
Understand basic loan-related administrative procedures.
Learn how financial services documentation is handled.
Observe customer application processing and related workflows.
Develop familiarity with internal office procedures.
Documentation and Administrative Support
Learn to maintain accurate office records.
Assist authorized personnel with routine documentation.
Develop skills in organizing and verifying information.
Understand professional recordkeeping standards.
Follow instructions regarding confidential information.
Customer Service and Communication
Develop professional communication skills.
Observe customer support and service processes.
Learn appropriate workplace interaction techniques.
Improve customer relationship and problem-solving abilities.
Professional Development
Participate in assigned on-the-job learning activities.
Develop relevant domain knowledge in financial services.
Improve time management and organizational skills.
Follow workplace discipline and professional standards.
Complete training assignments and assessments, if prescribed.
Required Skills
Candidates interested in the LIC HFL Apprenticeship Programme should focus on developing the following skills.
Communication Skills
Basic English communication.
Professional verbal and written communication.
Active listening.
Interpersonal communication.
Customer interaction skills.
Computer Skills
Basic computer operations.
Data entry and digital documentation.
Familiarity with MS Word and MS Excel.
Email communication.
Basic internet and online application knowledge.
Professional Skills
Attention to detail.
Time management.
Analytical thinking.
Problem-solving.
Willingness to learn.
Teamwork.
Organizational abilities.
Professional discipline.
Financial Services Knowledge
Basic banking concepts.
General financial awareness.
Understanding of financial documentation.
Basic numerical ability.
These are suggested role-relevant skills rather than additional mandatory eligibility criteria.
Salary Structure
LIC HFL apprentices will receive a fixed monthly stipend during the 12-month training programme.
The stipend depends on the training location.
Metropolitan Cities
Monthly Stipend: ₹16,650
Applicable Locations:
Ahmedabad
Bengaluru
Chennai
Delhi
Hyderabad
Kolkata
Mumbai
Pune
Surat
Other Notified Cities
Monthly Stipend: ₹14,150
Stipend Summary
Minimum Monthly Stipend: ₹14,150
Maximum Monthly Stipend: ₹16,650
Stipend Type: Monthly Apprenticeship Stipend
Apprenticeship Duration: 12 Months
Basic Salary: Not Applicable
Gross Salary / CTC: Not Applicable as Regular Employment
In-Hand Salary: Not Specified
Overtime Payment: Not Specified
Additional Incentives: Not Specified
Additional Allowances: Not Specified
The stipend is intended for apprenticeship trainees and must not be confused with a permanent employee's salary.
The applicable stipend and training branch will be communicated through the engagement letter issued to selected candidates.
Working Hours & Shift Details
LIC HFL has not specified fixed daily working hours or shift arrangements in the advertisement.
Daily Training Hours: Not Specified
Weekly Training Days: Not Specified
Shift Type: Not Specified
Overtime Policy: Not Specified
Training Duration: 12 Months
Selected apprentices must follow the training schedule, branch rules and instructions mentioned in their engagement letters.
Facilities & Employee Benefits
The LIC HFL Apprenticeship Programme offers the following confirmed training-related benefits:
Monthly Apprenticeship Stipend.
12 Months of Practical On-the-Job Training.
Exposure to Housing Finance Operations.
Financial Services Domain Knowledge.
Professional Soft Skills Development.
Real-Time Workplace Training Experience.
BOAT Proficiency Certificate on Successful Completion.
Information about potential BFSI-sector employment opportunities through BFSI SSC, subject to availability.
Important Employment Clarification
Apprentices are engaged as trainees and are not regular LIC HFL employees.
Successful completion of the apprenticeship does not guarantee permanent employment with LIC Housing Finance Limited.
Selection Process
The LIC HFL Apprentice Recruitment 2026 selection procedure includes the following stages.
Stage 1: Online Written Examination
Candidates who complete the prescribed application formalities and examination fee payment must participate in the entrance examination conducted by the BFSI Sector Skill Council of India.
Exam Pattern
General / Financial Awareness: 25 Questions, 25 Marks
General English: 25 Questions, 25 Marks
Reasoning Ability & Computer Aptitude: 25 Questions, 25 Marks
Quantitative Aptitude: 25 Questions, 25 Marks
Total Questions: 100
Total Marks: 100
Examination Duration: 60 Minutes
Exam Medium: English / Hindi, as specified in the notification.
Examination Mode: Online Remote-Proctored Examination.
Candidates can take the examination from home using an approved camera-enabled device with a reliable internet connection.
They must follow the examination monitoring and identification requirements.
The advertisement does not specify a negative-marking rule, so candidates should check the examination information handout.
Stage 2: Document Verification
Candidates shortlisted based on their entrance examination results will be invited for document verification at the designated LIC HFL office.
Original documents and other eligibility records may be checked according to the official instructions.
Stage 3: Personal Interview
Shortlisted candidates must attend a personal interview as part of the selection process.
Stage 4: Final Selection and Engagement
Finally selected candidates will receive an apprenticeship engagement letter specifying the assigned training branch, applicable monthly stipend and training terms.
Important Dates
Online Application Start Date: 20 October 2026
Last Date for Online Application: 1 November 2026
Last Date for Examination Fee Payment: 1 November 2026
Online Entrance Examination: 7 November 2026
Document Verification and Personal Interview: 15 November 2026
Expected Engagement Letter: Third Week of November 2026 (Tentative)
Expected Training Commencement: Fourth Week of November 2026 (Tentative)
Candidates should regularly check official LIC HFL and BFSI SSC communications for updates.
Application Fees
The applicable examination and application fees are:
SC / ST Candidates
- ₹200 + Applicable GST
Persons with Benchmark Disabilities (PwBD)
- ₹200 + Applicable GST
General / EWS / OBC Male Candidates
- ₹800 + Applicable GST
General / EWS / OBC Female and Transgender Candidates
- ₹600 + Applicable GST
Payment Mode: Online Only
Last Date for Fee Payment: 1 November 2026
The application and examination fees are non-refundable.
Candidates must complete payment through the secure procedure specified by BFSI SSC.
Required Documents
The official notification specifically requires Aadhaar-based identity documentation for the online examination.
Confirmed Identification Requirement
- Aadhaar Card as identity proof, matching the document uploaded on the NATS portal.
General Document Preparation Checklist
Candidates may keep the following documents ready for registration and subsequent verification:
Aadhaar Card
Class 10 Marksheet or Certificate
Class 12 Marksheet or Certificate
Graduation Marksheet
Graduation Degree or Provisional Certificate
Valid Mobile Number
Active Email Address
NATS Enrollment ID
Applicable Category Certificate
PwBD Certificate, if applicable
Other documents requested by the official application portal
This checklist is for preparation and does not mean that every document must be uploaded during the initial registration.
Candidates should follow the document instructions communicated through NATS, BFSI SSC and LIC HFL.
How to Apply
Eligible graduates can apply online for the LIC HFL Apprenticeship Programme through the official NATS portal.
Official NATS Registration Portal: https://nats.education.gov.in/
BFSI SSC Application Portal: https://beep.bfsissc.com/
Step-by-Step Application Process
Visit the official National Apprenticeship Training Scheme (NATS) portal at https://nats.education.gov.in/.
Navigate to the Student Register/Login section.
Register as a new student if you do not already have a valid account.
Complete the necessary personal, educational and registration details.
Log in to the NATS portal and locate the LIC HFL Apprenticeship Programme advertisement.
Submit the apprenticeship application through NATS.
Save your NATS Enrollment ID for future communication.
Monitor your registered email for instructions from the BFSI Sector Skill Council of India.
Follow the communication from BFSI SSC to complete the detailed application through https://beep.bfsissc.com/.
Enter the required additional details, including training district preferences, where requested.
Pay the applicable non-refundable examination fee through the prescribed payment facility.
Complete the entire application and payment procedure by 1 November 2026.
Check your registered email for examination login credentials and instructions.
Important: NATS registration alone does not complete the entire selection application. Eligible candidates must also complete the subsequent BFSI SSC formalities and fee payment.
Official Recruitment Notification PDF
https://cdn.lichousing.com/2026/10/Apprentecis-Advertisement-Notification-Batch-10.pdf
Official LIC HFL Website
Recruitment Assistance Email
apprenticeships@bfsissc.com
Important Instructions for Candidates
Read the complete LIC HFL Apprenticeship Program-010 notification before applying.
Ensure that your graduation qualification meets the prescribed completion dates.
Verify your age eligibility as on 1 October 2026.
Applicants with running, terminated or completed apprenticeship contracts with another organization are not eligible.
Complete both NATS registration and the prescribed BFSI SSC application formalities.
Ensure that the personal information submitted through both portals matches.
Pay the application fee before 1 November 2026.
Prepare a suitable camera-enabled device and reliable internet connection for the remotely proctored examination.
Follow the identity verification and examination monitoring requirements.
Avoid submitting incomplete or inaccurate information.
Do not use unauthorized agents or third-party payment links.
Understand that the apprenticeship lasts 12 months and does not guarantee permanent employment.
Check official communications regularly for examination, interview and engagement updates.
Frequently Asked Questions (FAQs)
Q1. How many vacancies are available in LIC HFL Apprentice Recruitment 2026?
LIC Housing Finance Limited has announced 232 Apprentice positions across various offices in India under its Apprenticeship Program-010.
Q2. What educational qualification is required for LIC HFL Apprentice Recruitment 2026?
Candidates must have completed graduation in any stream from a recognized university or institution by 1 October 2026, but not before 1 October 2001, subject to the other eligibility conditions.
Q3. What is the monthly stipend for LIC HFL Apprentices in 2026?
Selected apprentices will receive ₹16,650 per month in the specified metropolitan cities and ₹14,150 per month in other notified cities during the 12-month training programme.
Q4. What is the age limit for LIC HFL Apprentice Recruitment 2026?
Applicants must be between 20 and 25 years of age as on 1 October 2026.
Q5. Can fresh graduates apply for LIC HFL Apprentice Recruitment 2026?
Yes. The programme is designed for fresh graduates. Applicants must meet the qualification, age and previous-apprenticeship conditions mentioned in the notification.
Q6. What is the selection process for LIC HFL Apprentice Recruitment 2026?
Selection includes a 100-mark online written examination, followed by document verification and a personal interview for shortlisted candidates. The online examination is scheduled for 7 November 2026.
Q7. What is the last date to apply for LIC HFL Apprentice Recruitment 2026?
The last date to apply and complete examination fee payment is 1 November 2026. Candidates must register through the NATS portal and complete the additional procedures specified by BFSI SSC.
Conclusion
LIC HFL Apprentice Recruitment 2026 offers 232 training opportunities for eligible graduates seeking practical exposure to the housing finance and financial services sectors.
The programme includes 12 months of on-the-job training with a monthly stipend of ₹14,150 to ₹16,650, depending on the assigned location.
Eligible candidates should carefully review the official notification and complete the application through the NATS and BFSI SSC portals by 1 November 2026.
This is an apprenticeship training opportunity rather than a regular permanent employment position.
Apply Online: https://nats.education.gov.in/
Complete Additional Application: https://beep.bfsissc.com/
Last Date: 1 November 2026
Job Overview & Eligibility
Benefits & Facilities
1. Fixed Monthly Apprenticeship Stipend: ₹14,150 – ₹16,650.
2. 12 Months of Structured On-the-Job Training.
3. Practical Training in the Housing Finance Sector.
4. Exposure to Financial Services and Office Operations.
5. Professional Soft Skills and Domain Knowledge Development.
6. Practical Workplace Experience at LIC HFL Offices.
7. Proficiency Certificate from the Board of Apprenticeship Training (BOAT) upon successful completion.
8. Access to information about potential BFSI-sector employment opportunities through BFSI SSC after successful completion, subject to available vacancies
Other categories: Back Office, B.Tech, Government Jobs, Fresher Jobs, BPO / Call Center, Banking & Finance, Apprenticeship / NATS / NAPS
Other locations: Kolkata, Burdwan, Hooghly, Cooch Behar, Dakshin Dinajpur, Jalpaiguri, Malda
Accepted qualifications: B.Tech, BCA, B.Sc, B.Com, B.A., BBA, Any Graduate