PNB MetLife Financial Advisor Recruitment 2026 – HS Pass & Graduate Jobs in Kolkata | Salary ₹28,000–₹42,367

Job Description

PNB MetLife is hiring candidates for the position of Financial Advisor / Financial Consultant in Kolkata. This opportunity can be suitable for freshers, graduates, Higher Secondary pass candidates, homemakers, retired persons and working professionals who are interested in building a career in financial services, customer relationship management and sales.

The job offers both part-time and full-time opportunities, with flexible working arrangements and work-from-home or hybrid options depending on the role and business requirements.

According to the available vacancy details, the monthly pay ranges from approximately ₹28,000 to ₹42,367, along with incentives and several employee benefits.

Candidates interested in financial advisor jobs in Kolkata, work-from-home jobs, part-time jobs, insurance sector jobs and fresher jobs can check the complete details below.

Job Overview

Particulars	Details
Company Name	PNB MetLife
Job Role	Financial Advisor / Financial Consultant
Job Location	Park Street, Kolkata, West Bengal
Work Mode	Hybrid / Work From Home
Salary	₹28,000 – ₹42,367 per month
Qualification	Higher Secondary / Graduate in Any Discipline
Experience	Freshers Can Apply
Job Type	Part-Time / Full-Time / Permanent / Fresher
Industry	Insurance & Financial Services
Additional Earnings	Performance-Based Incentives

Job Description

The Financial Advisor / Financial Consultant role mainly involves interacting with prospective customers, understanding their financial needs and helping the organization expand its customer base.

Candidates will be expected to develop relationships with existing and new clients, identify business opportunities and support sales activities.

The role also involves discussing financial or insurance-related products with customers, handling customer requirements and supporting the overall business development process.

Candidates should be comfortable communicating with clients, following up with potential customers and working towards assigned sales or business targets.

One of the major advantages of this opportunity is its flexible work structure. Depending on the final employment arrangement, candidates may have the opportunity to work from home or follow a hybrid working model.

Both part-time and full-time opportunities are mentioned in the recruitment information.

About PNB MetLife

PNB MetLife India Insurance Company Limited operates in the life insurance and financial services sector.

The organization provides different life insurance and financial protection solutions to customers. Financial advisors and consultants generally play an important role in helping customers understand relevant products while supporting customer acquisition and relationship management.

For this particular vacancy, candidates may be involved in client sourcing, sales support, customer relationship management and identifying new business opportunities.

Eligibility Criteria

Education Qualification

Candidates with the following qualifications may be considered:

• Higher Secondary / 12th Pass
• Graduate in any discipline

The recruitment information indicates that Higher Secondary candidates may be considered depending on the role and final eligibility assessment.

Age Limit

No specific age limit has been mentioned in the available job description.

Candidates should confirm the minimum and maximum age requirements directly during the recruitment process.

Gender

No specific gender restriction has been mentioned.

Male and female candidates may apply subject to the organization’s final eligibility requirements.

Experience Required

Freshers can apply for this opportunity.

The vacancy may also be suitable for:

• Fresh graduates
• Experienced candidates
• Homemakers
• Retired persons
• Currently employed professionals
• Candidates looking for additional or part-time earning opportunities

Previous experience in insurance or financial services is not specifically mentioned as mandatory.

Job Responsibilities

Selected candidates may be responsible for the following activities:

• Identify and approach potential customers.
• Generate new business leads and client opportunities.
• Help increase sales by sourcing new customers.
• Communicate with clients and understand their financial requirements.
• Maintain strong and professional relationships with customers.
• Follow up with existing and prospective clients.
• Explain relevant financial or insurance products to customers.
• Handle customer queries professionally.
• Negotiate with prospective clients when required.
• Support the complete sales process from initial discussion to conversion.
• Collect and review customer feedback.
• Suggest or implement improvements based on client requirements.
• Work closely with other team members.
• Identify possible business and customer-related risks.
• Research new business and market opportunities.
• Prepare and deliver business or product presentations when required.
• Support client acquisition and customer retention activities.
• Maintain regular communication with customers.
• Work towards individual or team-based sales targets.
• Maintain customer information and follow company procedures.

Required Skills

Candidates should ideally have a combination of communication, sales and interpersonal skills.

Communication Skills

• Good verbal communication
• Professional client interaction
• Active listening ability
• Ability to explain information clearly
• Basic written communication skills

Sales & Business Skills

• Customer acquisition ability
• Lead generation skills
• Basic sales knowledge
• Negotiation skills
• Client follow-up
• Relationship management
• Ability to identify new business opportunities
• Target-oriented working approach

Soft Skills

• Positive attitude
• Confidence
• Self-motivation
• Teamwork
• Time management
• Problem-solving ability
• Good interpersonal skills
• Customer-focused mindset
• Ability to work independently

Technical Skills

Basic knowledge of the following can be useful:

• Smartphone and internet usage
• Email communication
• Online meetings
• MS Office
• Basic computer operations
• Digital customer communication

Candidates working remotely should have access to a reliable internet connection and suitable communication facilities.

Salary Details

The advertised monthly salary range is:

₹28,000 – ₹42,367 per month

The final compensation may depend on factors such as:

• Candidate profile
• Job responsibilities
• Employment type
• Performance
• Sales achievement
• Experience
• Business requirements

Incentives

The vacancy also highlights the availability of performance-based incentives.

Therefore, candidates may have an opportunity to earn additional income depending on their performance and achievement of applicable targets.

Candidates should verify whether the quoted amount is fixed salary, fixed plus incentives, or target-linked compensation before accepting the offer.

Employee Benefits

The available job information mentions several benefits, including:

• Flexible working schedule
• Work-from-home facility
• Hybrid work opportunity
• Provident Fund
• Life insurance
• Paid sick leave
• Paid time off
• Leave encashment
• Performance-based incentives

Benefits may depend on employment category and company policy.

Candidates should confirm which benefits are applicable to their specific appointment before joining.

Work From Home & Flexible Work Opportunity

This vacancy may be particularly attractive to candidates searching for flexible working opportunities.

The job description mentions:

• Work From Home
• Hybrid Work
• Part-Time Work
• Full-Time Work
• Flexible Schedule

This may make the opportunity suitable for candidates who are unable to attend a traditional office every day.

However, candidates should confirm whether any office visits, meetings, training sessions or customer meetings are mandatory.

Who Can Apply?

This opportunity may be suitable for:

• Higher Secondary pass candidates
• Graduates
• Freshers
• Homemakers
• Retired professionals
• Working professionals
• Candidates looking for part-time work
• Candidates looking for full-time jobs
• Candidates searching for work-from-home opportunities
• Candidates interested in sales and financial services
• Candidates interested in insurance sector jobs

Applicants should have good communication skills and should be comfortable interacting with customers.

How to Apply

Interested candidates can follow these steps:

1. Prepare an updated Resume or CV.
2. Mention your latest qualification, contact details and work experience, if any.
3. Apply through the authorized recruitment platform or official application channel where the vacancy is listed.
4. Enter your details correctly.
5. Upload your updated resume if requested.
6. Submit the application.
7. Keep your registered mobile number and email active for recruitment updates.
8. If shortlisted, attend the interview, telephonic screening or online interview as instructed.
9. Ask the recruiter about the exact job role, salary structure and employment type.
10. Carefully review the appointment letter and employment conditions before joining.

Candidates should ensure that all information provided during the recruitment process is genuine.

Required Documents

Applicants may need to keep the following documents available:

• Updated Resume / CV
• Aadhaar Card
• PAN Card
• Recent passport-size photographs
• 10th marksheet and certificate
• 12th marksheet and certificate
• Graduation marksheets, if applicable
• Graduation certificate, if applicable
• Address proof
• Bank account details, if required during onboarding
• Previous employment documents, if experienced
• Experience certificate, if applicable
• Relieving letter, if applicable
• Salary slips, if requested
• Any additional document requested by the employer

Original documents may be required for verification during final onboarding.

Other Important Details

Work Location

Park Street, Kolkata, West Bengal

The role is listed as a hybrid remote opportunity, with work-from-home facilities also mentioned.

Job Type

Multiple employment options are mentioned:

• Full-Time
• Part-Time
• Permanent
• Fresher

Candidates should confirm their specific employment arrangement before joining.

Work Schedule

A flexible schedule is mentioned as one of the benefits.

Actual working hours may depend on the role, employment type and business requirements.

Sales-Oriented Role

Candidates should understand that the Financial Advisor / Financial Consultant position includes:

• Customer sourcing
• Client acquisition
• Sales activities
• Follow-ups
• Relationship management
• Business development
• Target-related responsibilities

Applicants who are comfortable with customer interaction and sales-oriented work may find the role more suitable.

Important Verification Before Joining

Before accepting the position, candidates should confirm:

• Exact job designation
• Whether the role is directly on company payroll
• Fixed salary amount
• Variable or incentive component
• Monthly sales target
• Part-time or full-time employment status
• PF eligibility
• Leave benefits
• Work-from-home conditions
• Office attendance requirements
• Training requirements
• Joining procedure
• Appointment letter details

Candidates should also avoid making payments to unknown individuals unless the charge has been officially verified and is supported by proper documentation.

Career Opportunities

Candidates who gain experience in financial advisory and customer relationship roles may later explore career opportunities in areas such as:

• Financial Consultant
• Senior Financial Advisor
• Insurance Advisor
• Relationship Manager
• Business Development Executive
• Sales Executive
• Customer Relationship Executive
• Team Leader
• Sales Manager
• Insurance Sales Manager

Career growth depends on performance, experience, organizational requirements and individual skills.