Financial Advisor Job in Kolkata 2026: 12th Pass & Graduate Freshers Can Apply | Salary Up to ₹42,367

Job Description

Kolkata job seekers looking for a sales, financial services or work-from-home opportunity can consider this new Financial Advisor / Financial Consultant vacancy at a leading life insurance company.

The position is based around Park Street, Kolkata and is listed as a hybrid role. Both full-time and part-time working options have been mentioned. Freshers can also apply, making this opportunity suitable for candidates who are starting their careers in financial services, insurance sales or client relationship management.

Candidates with Higher Secondary or Graduation qualifications may be considered depending on the employer’s eligibility requirements. The advertised monthly pay range is ₹28,000 to ₹42,367, along with incentives and several employee benefits.

Job Overview

Job Details	Information
Company Name	Leading Life Insurance Company
Job Role	Financial Advisor / Financial Consultant
Job Location	Park Street, Kolkata, West Bengal
Work Mode	Hybrid / Work From Home Options
Salary	₹28,000 – ₹42,367 per month as advertised
Qualification	Higher Secondary / Graduate
Experience	Freshers Can Apply
Gender	Male & Female Candidates Can Consider Applying
Job Type	Full-Time / Part-Time / Permanent
Sector	Insurance / Financial Services / Sales
Incentive	Performance-Based Incentives Available
Application Mode	Online

Job Description

The organisation is hiring candidates for the position of Financial Advisor or Financial Consultant in Kolkata.

This is primarily a customer acquisition, financial product sales and client relationship-based role. Selected candidates may be responsible for identifying potential customers, communicating with clients, understanding their requirements and explaining suitable financial or insurance-related solutions.

The role also involves generating new business opportunities and maintaining relationships with existing customers.

Candidates should therefore understand that this is not simply a back-office finance job. A significant part of the position is related to client interaction, sales development, business generation and relationship management.

Both freshers and candidates with previous sales or customer-facing experience may consider applying.

The job listing also mentions flexible working arrangements, including hybrid or work-from-home opportunities, depending on the employer’s work requirements.

About the Company

The hiring organisation is a leading company operating in India’s life insurance and financial services sector.

The organisation provides insurance and financial protection-related products to customers and works through different sales, advisory and distribution channels.

Financial Advisors play an important role in identifying potential clients, developing customer relationships and supporting the organisation’s business growth.

For job seekers interested in insurance, financial services, sales and customer relationship management, this role can provide practical exposure to the sector.

Eligibility Criteria

Education Qualification

Candidates with the following qualifications may be considered:

• Higher Secondary / 12th Pass
• Graduate in Any Stream

The original job listing indicates that Higher Secondary candidates may be considered for the position, while graduates from different educational backgrounds can also apply.

Age Limit

A specific minimum or maximum age limit has not been clearly mentioned in the available job listing.

Candidates should confirm the applicable age criteria directly during the application or interview process.

Gender

Both male and female candidates may consider applying, subject to the employer’s final selection criteria.

Experience Required

Freshers are eligible to apply.

Candidates with previous experience in the following areas may have an added advantage:

• Sales
• Insurance
• Banking
• Financial Services
• Customer Service
• Business Development
• Client Relationship Management

The job opportunity may also be suitable for working professionals, homemakers or retired individuals depending on the employer’s final eligibility assessment and working arrangement.

Job Responsibilities

Selected candidates may be responsible for:

• Identifying and approaching potential customers
• Generating new leads and business opportunities
• Increasing sales by developing a new client base
• Understanding customer financial requirements
• Explaining suitable financial or insurance products
• Maintaining professional relationships with clients
• Following up with prospective customers
• Negotiating and communicating with clients
• Managing different stages of the sales process
• Collecting and reviewing customer feedback
• Supporting improvements based on customer requirements
• Researching new market and business opportunities
• Preparing presentations or pitches for prospective clients
• Coordinating with team members
• Helping identify and manage business-related risks
• Achieving assigned sales or business development targets
• Maintaining regular communication with existing customers

Required Skills

Candidates interested in this Financial Advisor vacancy should ideally have a combination of communication, sales and customer-management skills.

Sales & Business Skills

• Lead Generation
• Sales Communication
• Business Development
• Customer Acquisition
• Client Handling
• Negotiation Skills
• Sales Follow-Up
• Relationship Management
• Market Research
• Target-Oriented Working Ability

Soft Skills

• Good Communication Skills
• Confidence
• Positive Attitude
• Professional Behaviour
• Listening Skills
• Teamwork
• Time Management
• Problem-Solving Ability
• Self-Motivation
• Ability to Work Independently

Basic Technical Skills

• Basic Computer Knowledge
• Smartphone and Internet Usage
• Email Communication
• Online Meeting Tools
• Basic Digital Documentation

Salary Details

The advertised salary range for this Financial Advisor / Financial Consultant position is:

₹28,000 to ₹42,367 per month

The job listing also refers to incentive opportunities.

Candidates should note that the advertised salary range should not automatically be considered guaranteed in-hand salary.

Actual monthly earnings may depend on factors such as:

• Employment type
• Employer’s salary structure
• Fixed and variable components
• Performance incentives
• Sales targets
• Attendance
• Statutory deductions
• Final offer letter terms

Candidates are strongly advised to confirm the fixed salary, incentive structure and monthly in-hand amount before accepting the job.

Benefits & Facilities

The job advertisement mentions several potential benefits, including:

• Flexible Schedule
• Work From Home Facility
• Hybrid Working Option
• Paid Time Off
• Paid Sick Leave
• Leave Encashment
• Life Insurance
• Provident Fund
• Performance-Based Incentives

Availability of each benefit may depend on the candidate’s employment category and the final terms offered by the employer.

Work Details

Job Role: Financial Advisor / Financial Consultant

Industry: Life Insurance / Financial Services

Location: Park Street, Kolkata

Work Mode: Hybrid

Work From Home: Mentioned in Job Listing

Full-Time: Available

Part-Time: Available

Permanent Role: Mentioned

Freshers: Eligible

Primary Nature of Work: Sales, Client Acquisition and Relationship Management

How to Apply

Interested candidates can apply online for this Financial Advisor vacancy.

Step 1

Open the original online job listing.

Step 2

Check the complete job description, salary and eligibility information.

Step 3

Click on the “Apply Now” option.

Step 4

Login or create your applicant profile if required.

Step 5

Enter your personal information, education details and work experience.

Step 6

Upload an updated CV or Resume.

Step 7

Check your mobile number and email address carefully.

Step 8

Submit the application.

Step 9

If shortlisted, the recruitment team may contact you for an interview or further selection process.

Candidates should never pay money to an unknown person simply to receive an interview call or job offer.

Required Documents

Candidates should keep the following documents ready:

• Updated Resume / CV
• Aadhaar Card
• PAN Card
• Recent Passport Size Photograph
• 10th Marksheet / Certificate
• 12th Marksheet / Certificate
• Graduation Certificate, if applicable
• Graduation Marksheet, if applicable
• Address Proof
• Bank Account Details, after final selection if required
• Previous Employment Documents, if applicable
• Experience Certificate, if applicable

Original documents should normally be provided only for genuine verification purposes.

Other Important Details

Work Shift

A specific fixed shift timing has not been clearly mentioned in the job listing.

The employer has mentioned a flexible schedule, but candidates should confirm daily working hours during the interview.

Work From Home

Work-from-home facilities are mentioned.

However, the role is categorised as hybrid, so candidates may also need to visit the Park Street office or attend physical meetings when required.

Full-Time and Part-Time

Both full-time and part-time employment options are mentioned.

Candidates should clarify the separate salary, working hours, targets and benefits applicable to each employment type.

Incentive Structure

The role includes incentive opportunities.

As this is a sales-oriented position, candidates should ask whether the advertised salary is entirely fixed or includes performance-linked variable pay.

Important Note for Candidates

This vacancy is suitable mainly for candidates interested in sales, insurance, financial advisory and client relationship work.

The term “Financial Advisor” should not be confused with a purely accounting, back-office or investment research position.

The actual job responsibilities listed are heavily focused on:

Client Acquisition

Sales

Lead Generation

Customer Relationship Management

Business Development

Candidates should therefore apply only if they are comfortable communicating with customers and working in a sales-oriented environment.

Before joining, confirm the following points clearly with the recruiter:

• Fixed Monthly Salary
• In-Hand Salary
• Incentive Structure
• Monthly Sales Target
• Full-Time or Part-Time Terms
• Work From Home Conditions
• Office Attendance Requirement
• PF and Other Benefits
• Employment Type
• Offer Letter and Payroll Details